I had what appeared to be a very successful life.

I was young, lived in a very wealthy community, and owned the biggest house on the block. A 7,000-square-foot luxury home with an indoor pool, sauna and yes . . . even a live-in nanny.

Sounds like ‘the dream’ right? My net worth was in the millions and banks were literally handing me money to invest in more property.

Truthfully, I was motivated by money and success, which cost me a great deal.

To make a long story very short, I ended up losing everything and had to start over again. It’s ok. Honestly, it was the best thing that could have happened to me. While I never wish it upon anyone, it was my journey and I needed it to happen.

You see, there was this moment when I realized I had done it all wrong.

I followed the gurus and realized it was all a big sham. Doesn’t it seem like the gurus cast a spell on you?  Ever happened to you too? Some gurus give you a momentary illusion of the good life. You pay them thousands, and then you wake up one day with the “reality potion”.

But for me there was this moment when it all changed – it was a defining moment in my life. It was so powerful that it changed the course of everything. I realized that when I was making all the money, I had a great deal of stress and it never seemed to turn off.

Maybe you can relate. I am not proud to admit it, but even when I had free time with my kids, I was so stressed or thinking about work that I could not give them my best. I also spent over $30,000 on personal development coaches (some of the best in the world) to help me handle all this stress and take my game to the next level.

Listen, I will be the first one to admit that having the tools to deal with large volumes of stress allowed me to gracefully flow through a complete shit storm and I am truly grateful for that.

However, If being rich meant I had to be married to my work and have high levels of stress all the time, I no longer wanted anything to do with it.

What was that defining moment for me?

I knew my business was going downhill fast and I was preparing for it. But just like death, you can never really prepare for the impact.

I was going to the post office to check the mail, which I dreaded. I used to enjoy getting mail but now it was overrun with notices and bills and a whole pile of crap daily. On this particular day, I got notice saying I had registered mail that I had to sign for. My heart sank a little, I knew this could not be good news. Sure enough, it was the bank saying we needed to pay $300,000 cash, and it was due a few days ago.

I held my tears in until I got home. I wept for a few moments, told myself it was OK, and called my husband. As soon as he said “hello,” I could hardly respond. I broke; it was finally coming to an end.

 As I poured all my sorrow into my husband’s ear, he said “Kara it’s ok, why are you crying? We have a house and 2 beautiful, healthy children and our marriage is stronger than ever. It’s ok Kara it’s finally over. It’s all good. It’s just stuff. We have everything we will ever need: each other.”

In that moment, something switched. You could call it a light bulb moment.

I vowed I would NEVER build a business again that had control over me as if I were its prisoner. I wanted a life I could enjoy with my amazing family and friends; one where I could make a decent living. Above all, I realized that having the freedom to play life on my own terms was the most important thing to me.

And so, the journey began to create a whole new way of life.  Here’s a photo of me and my family “stress-free” and loving life!

If you want a life of freedom and to live life on your terms, you, my friend, are in good company. Come back often; I promise you won’t be disappointed.

My Miserable Million Dollar Net Worth

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